Financial Options & Insurance

We strive to provide the highest quality of dental care at an affordable cost. We will work with your dental insurance provider to maximize your benefits. We will also explain the costs of every treatment plan, because no one likes surprises at the dentist's office. 

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Outside financing is available through CareCredit, upon credit approval. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.

Insurance

As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

We accept many insurance plans, including, but not limited to Delta Dental, Stanislaus Foundation, Cigna, MetLife, United Healthcare, Blue Shield of California, Anthem Blue Cross, Guardian, Ameritas, Principal, and more. Please call for specific plans and benefits.

Patient Financing:

We offer CareCredit Patient Payment Plans, which makes any type of dental treatment easily affordable with 3 or 6 Month No Interest Payment Plans or 24, 36, and 48 Month Extended Payment Plans(with a very low interest rate). The application process is easy, quick, and confidential. Please contact us for application details.